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Boat owners know the freedom that floating in a boat in a body of water offers. Whether you float in an inland lake or the wide open ocean, it feels as though your choices, future and possibilities are endless. This freedom does not mean, however, that you can go without boat insurance. You have an […]

According to information provided in a report by the U.S. Coast Guard, in 2009 there were 4,730 boating accidents which resulted in $36 million in damages to property. Accidents went down 1.2 percent from what they were in 2008, but there were still plenty of accidents to make the boating community remain concerned about following […]

Your homeowners coverage has a broad reach and can extend into covering your watercraft in certain situations. This should not, however, be confused with the more specific coverages offered by a separate, watercraft insurance policy. Boat Owners/ Watercraft Package PolicyBoat Owners or Watercraft Package coverage is a combination of property liability and medical payments insurance. […]

Origins of formal marine insurance Maritime insurance was the earliest well-developed kind of insurance, with origins in the Greek and Roman maritime loan. Separate marine insurance contracts were developed in Genoa and other Italian cities in the fourteenth century and spread to northern Europe. Premiums varied with intuitive estimates of the variable risk from seasons […]