Update for the 2015 hurricane season and hurricane haul out coverage
Update for the 2015 Hurricane Season
It’s the funny thing about hurricane season… it kicks off on the first of June and by this time of the summer most people have all but forgotten those dire warnings and detailed preparation advice. But it’s right about now that the odds of getting a hurricane begin to escalate, and they’ll keep climbing right through the middle of September. And, yes, this season hasn’t been very active so far, and NOAA’s August hurricane forecast update is calling for a lower than average number of named storms this season. That doesn’t mean we won’t get one that makes landfall this year, and one is all it takes. 2012 was the third most active season on record, but you’d hardly have realized that at the time because only three of those storms made landfall. One of those was Sandy which caused more than $65 billion in damages in the United States, making it the second-costliest Atlantic hurricane in recorded history after Katrina in 2005. Sandy came at the end of October, long after most people thought we were through the season. So a gentle reminder: Take the time to blow the dust off your hurricane plan and think about exactly what you’ll do if a hurricane watch or warning comes to your neighborhood.
Named Storm Haul Out Coverage
When a hurricane is approaching, hauling a boat to dry land well above the storm surge could offer the most protection from damage. That’s why it is important to remind clients this time of year that all Seaworthy policies (excluding Super Yachts) include “Hurricane Haul Out Coverage”.
When an insured boat is in the path of a NOAA-named storm (within the five-day “cone”) and a hurricane watch or warning is posted, the Seaworthy insured is eligible for reimbursement of up to 50% of the cost of the haul out or other professional services up to a maximum of $1,000. This includes having the insured boat hauled, prepared and tied-down by professionals. Alternately, if the insured boat cannot be hauled, Seaworthy Yacht and Charter policies include coverage for services of a paid captain to move the boat out of harms way.
Seaworthy partners with our insureds on hurricane preparation efforts, therefore any preparation reimbursement an insured receives from Seaworthy is not considered to be a claim against their policy.
For more information about Florida boat insurance coverage, call Casey Insurance Group at 888-537-1412 today.