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Home » Marina Insurance in Plantation , FL

Marina Insurance in Plantation , FL

boat docked inside a marina with marina insurance

Marina insurance plays a pivotal role in safeguarding the financial interests of marina owners and operators by mitigating risks inherent in the marine industry. Marinas, which serve as vital hubs for boat storage, maintenance and related services, face unique challenges, including property damage, liability issues and environmental concerns. To address these risks, insurance providers offer customized coverage encompassing various aspects such as property insurance, liability protection, and coverage for equipment and boats.

What is it?

Insurance for marinas typically refers to coverage designed to protect marina owners and operators from various risks and liabilities associated with their business operations. Marinas, facilities that provide services and amenities for boat owners, face unique risks ranging from property damage to third-party liabilities.

What Does it Cover?

The following are some common types of insurance coverage for marinas:

  • Marina property insurance
  • Boat storage insurance
  • Liability insurance
  • Pollution liability insurance.
  • Business interruption insurance
  • Employee liability insurance
  • Equipment insurance
  • Directors and officers insurance

How Does it Work?

Insurance for marinas operates by providing financial protection to marina owners against potential risks and liabilities associated with their operations. After thoroughly assessing the marina’s unique risks, insurance policies are customized to include components such as property insurance, liability insurance, and coverage for equipment or boats. Marina owners pay a premium, which is determined based on factors like risk profile and coverage details. Marina owners can file a claim in the event of a covered loss or liability. If approved, the insurance company provides a payout, with the marina often responsible for a deductible. Risk management services may help marinas identify and mitigate potential risks. Policies are typically renewable annually, and adjustments may be made based on claims history or changes in operations, ensuring that coverage remains current and effective.

How to Get Insurance for a Marina

Insurance for marinas is often customized based on the specific needs and risks associated with each marina. The coverage may vary depending on the size of the marina, the types of services offered and the facility’s location. Contact Casey Insurance Brokers to discuss your insurance needs. We understand the unique challenges and risks of the marine industry to ensure you have adequate coverage.